SunTrust (Truist) Georgia overdraft fee settlement
Bickerstaff v. SunTrust Bank
Also known as SunTrust overdraft; 10EV010485
The lawsuit said SunTrust's overdraft fees were interest that broke Georgia's usury laws.
Copied from the official notice. Last compared Nov 4, 2026.
- You could get
- Over $400 per account (avg)
Source
“The average amount available to Settling Class Members, after payment of requested fees, expenses and incentive award, is in excess of $400 per account.”
From the court record: Order and Final Judgment, State Court of Fulton County, Civil Action File No. 10EV010485 (e-filed 5/26/2026; copy on the settlement site). Last compared Nov 4, 2026.
- Payments
- Approved, not paid yet Court approved May 26, 2026. Has it paid yet? See payment status.
Source
“The Court held the Final Approval Hearing and granted Final Approval of the Settlement.”
From the administrator site: Official settlement site home page. Last compared Nov 4, 2026.
- Claims
- Closed Sep 14, 2026
Source
“you must submit a Claim Form by September 14, 2026 to receive a cash payment from the Settlement.”
From the administrator site: Official settlement site home page. Last compared Nov 4, 2026.
- Who can file
- Georgia SunTrust customer who paid overdraft fees, 2006 to 2014
Source
“The Court hereby EXCLUDES from the Settlement Class the three individuals who timely and properly requested exclusion after notice of the Settlement and the 158 who requested exclusion after notice of class certification.”
From the court record: Order and Final Judgment, State Court of Fulton County, Civil Action File No. 10EV010485 (e-filed 5/26/2026; copy on the settlement site). Last compared Nov 4, 2026.
- Where
- Georgia only
Source
“Every person who was a Georgia citizen on the date Plaintiff filed this Complaint on July 12, 2010, and has thereafter continuously remained through October 6, 2017, a citizen of Georgia who had or has one or more accounts with SunTrust Bank and who, from July 12, 2006 to October 6, 2017 (i) had at least one overdraft of $500.00 or less resulting from an ATM or debit card transaction (the “Transaction”); (ii) paid any Overdraft Fees as a result of the Transaction; and (iii) did not receive a refund of those fees. ... The Settling Class Members are the members of the certified Class described above whose SunTrust deposit accounts were not closed before June 1, 2010, and who have claims based on overdraft fees charged between July 12, 2006 and April 15, 2014, excluding 158 individuals who previously opted out of the class”
From the administrator site: Official FAQ. Last compared Nov 4, 2026.
Quick answers
How much is the SunTrust (Truist) Georgia overdraft fee settlement payout?
Over $400 per account (avg).
Can I still file a claim for the SunTrust (Truist) Georgia overdraft fee settlement?
No. Claims closed on Sep 14, 2026.
When is the SunTrust (Truist) Georgia overdraft fee settlement payout date?
Court approved May 26, 2026.
Is the SunTrust (Truist) Georgia overdraft fee settlement legit?
The settlement administrator (the company that handles claims) is Epiq, and the official site is suntrustoverdraftclassaction.com. Real notices point there; if a link in a message goes anywhere else, do not use it.
The official site never asks you to pay to file.
Also ending this week
Related settlements
Confirm with the administrator before you act.
Case details
- Case
- Bickerstaff v. SunTrust Bank
- Court
- State Court of Fulton County, Georgia
- Case number
- 10EV010485
- Administrator
- Epiq
- Official site
- suntrustoverdraftclassaction.com
- Settlement fund
- $240,000,000 (maximum Settlement Amount)
- Full payout terms
- Share of up to $240M; average over $400 per accountEach account with a timely claim form gets its pro rata share of the net fund, based on unrefunded overdraft fees plus 7% simple interest to December 31, 2025, with a $5 minimum; unclaimed shares stay with SunTrust.
- States
- Georgia
Other dates
- Opt-out (exclusion) deadline
- (passed) source document
- Objection deadline
- (passed) source document
- Final approval hearing
- (passed) source document
- Final approval granted
- From the court order we read.From the signed Order and Final Judgment of the State Court of Fulton County, dated and e-filed May 26, 2026, read on the copy posted on the settlement site. Source: court record
The court’s exact words
Every person who was a Georgia citizen on the date Plaintiff filed this Complaint on July 12, 2010, and has thereafter continuously remained through October 6, 2017, a citizen of Georgia who had or has one or more accounts with SunTrust Bank and who, from July 12, 2006 to October 6, 2017 (i) had at least one overdraft of $500.00 or less resulting from an ATM or debit card transaction (the “Transaction”); (ii) paid any Overdraft Fees as a result of the Transaction; and (iii) did not receive a refund of those fees. ... The Settling Class Members are the members of the certified Class described above whose SunTrust deposit accounts were not closed before June 1, 2010, and who have claims based on overdraft fees charged between July 12, 2006 and April 15, 2014, excluding 158 individuals who previously opted out of the class
Quoted from the official notice. Read the notice for the full definition.
You may be included if you paid an unrefunded SunTrust overdraft fee on an ATM or debit overdraft of $500 or less from 2006 to 2014.
It covers fees from July 12, 2006 to April 15, 2014, for Georgia citizens from July 12, 2010 through October 6, 2017.
You are not included if your account was closed before June 1, 2010, or you opted out.
Sources and checks (3)
Every fact people act on was copied from the official source and compared with it. How we check
- Official settlement site home page administrator site
- Official FAQ administrator site
- Order and Final Judgment, State Court of Fulton County, Civil Action File No. 10EV010485 (e-filed 5/26/2026; copy on the settlement site) court record
What changedLast change Nov 4, 2026
- Corrected the payout headline and range (a maximum fund; only accounts with a timely claim form are paid) per the official order and FAQ. source document
- Payment-status page created. The court granted final approval on May 26, 2026, and the administrator's site says only that final approval was granted; it gives no payment date or payment status. source document
Questions
I already filed. What now?
If your claim was filed on time and accepted, it is in the pool. The administrator pays, usually after final approval and any appeals. Contact the administrator with your claim ID if something looks wrong. Never pay anyone to check on a claim.