Florence Bank overdraft and NSF fee settlement (Sullivan)
Benjamin Sullivan, Laundry Party LLC, and Deirdre Zabawa v. Florence Bank
Also known as Sullivan v. Florence Bank; Florence Bank overdraft fees; Florence Bank NSF fees; Sullivan Fees Settlement; 2480CV00041
The lawsuit claimed Florence Bank improperly charged fees on re-sent items and some debit card overdraft fees.
Copied from the official notice. Last compared Nov 3, 2026.
- You could get
- A share of the fund $390,881 fund, split among everyone who files.
Source
“Pro rata share of $390,881, based on fees you paid”
From the administrator site: Court-authorized notice (PDF on the official site). Last compared Nov 3, 2026.
- Claims
- No claim form needed
Source
“Class Members who do nothing will automatically receive a check or account credit.”
From the administrator site: Official settlement website home page. Last compared Nov 3, 2026.
- Who can file
- Charged Florence Bank Retry or APSN fees, April 2018 to Feb 2024
Source
“Plaintiffs alleged that, at certain times between April 12, 2018, through February 12, 2024, Florence Bank improperly charged: (1) Overdraft fees and NSF fees on an item that had previously incurred an NSF Fee (“Retry Fees”); and (2) Overdraft fees incurred on debit card transactions that were authorized with a positive account balance and settled with a negative account balance (“APSN Fees”) (together, the “Challenged Fees”).”
From the administrator site: Court-authorized notice (PDF on the official site). Last compared Nov 3, 2026.
- Where
- Anywhere in the U.S.
Source
“All Florence Account holders who were charged one or more Retry Fees during the Class Period for Retry Fees. ... All Florence Account holders who were charged one or more APSN Fees during the Class Period for APSN Fees.”
From the administrator site: Settlement Agreement, fully executed, with exhibits (PDF on the official site). Last compared Nov 3, 2026.
Quick answers
How much is the Florence Bank overdraft and NSF fee settlement (Sullivan) payout?
A share of the fund. $390,881 fund, split among everyone who files.
Do I need to file a claim for the Florence Bank overdraft and NSF fee settlement (Sullivan)?
No claim form. Payment is automatic. Payment is automatic: an account credit if your account is still open, or a check if it is closed. If your address changes, call 1-888-808-3240.
When will the Florence Bank overdraft and NSF fee settlement (Sullivan) pay?
Payment can only happen after the court gives final approval and any appeals are over.
The final approval hearing is set for Dec 15, 2026.
Is the Florence Bank overdraft and NSF fee settlement (Sullivan) legit?
The settlement administrator (the company that handles claims) is Verita, and the official site is sullivanfeessettlement.com. Real notices point there; if a link in a message goes anywhere else, do not use it.
The official site never asks you to pay to file.
Also ending this week
Related settlements
Confirm with the administrator before you act.
Case details
- Case
- Benjamin Sullivan, Laundry Party LLC, and Deirdre Zabawa v. Florence Bank
- Court
- Hampshire County Superior Court, Massachusetts
- Case number
- 2480CV00041
- Administrator
- Verita
- Official site
- sullivanfeessettlement.com
- Settlement fund
- $390,881
- Full payout terms
- Pro rata share of $390,881, based on fees you paidA pro rata share of the Net Settlement Fund (the $390,881 fund after attorneys' fees and expenses, notice and administration costs, and service awards), based on the Challenged Fees you paid. You will not get more than the fees you paid and are likely to get less. Open accounts get a direct deposit (account credit); closed accounts get a check that expires 180 days after it is issued.
Other dates
- Objection deadline
- (ahead) source document
- Final approval hearing
- (ahead) source document
The court’s exact words
All Florence Account holders who were charged one or more Retry Fees during the Class Period for Retry Fees. ... All Florence Account holders who were charged one or more APSN Fees during the Class Period for APSN Fees.
Quoted from the official notice. Read the notice for the full definition.
Our notes: There are two classes. Retry Class: Florence Bank account holders charged one or more Retry Fees (overdraft or NSF fees on an item that had already incurred an NSF fee) from April 12, 2018 through February 12, 2024. APSN Class: account holders charged one or more APSN Fees (overdraft fees on debit card transactions authorized with a positive balance and settled with a negative balance) from April 12, 2018 through June 5, 2023. 'Account' means any personal or business checking account at Florence Bank; joint holders of one account count as one class member. Excluded (from the agreement's proposed preliminary approval order): Florence Bank's current and former officers, directors, affiliates, legal representatives, employees, successors, subsidiaries and assigns, and the judges who presided over the case, their immediate families and judicial staff. The notice says anyone who received a postcard or email notice is a class member.
You may be included if Florence Bank charged you a Retry Fee, Apr 12, 2018 to Feb 12, 2024, or an APSN Fee, Apr 12, 2018 to Jun 5, 2023.
You are not included if you are a Florence Bank officer, director, employee, affiliate, subsidiary, successor, assign or legal rep.
You are not included if you are a judge who presided over this case, or their immediate family or judicial staff.
Sources and checks (6)
Every fact people act on was copied from the official source and compared with it. How we check
- Official settlement website home page administrator site
- Court-authorized notice (PDF on the official site) administrator site
- Official settlement website important dates and deadlines administrator site
- Official settlement website case documents list administrator site
- Joint Stipulation and Proposed Order Regarding Extension of Final Approval Date, dated July 22, 2026 (PDF on the official site; the copy is unsigned by the judge) administrator site
- Settlement Agreement, fully executed, with exhibits (PDF on the official site) administrator site
What changedLast change Oct 31, 2026
- Page created. No claim form: payment is automatic. source document
Questions
I already filed. What now?
There is no claim form, so there was nothing to file. The administrator pays class members automatically, usually after final approval and any appeals. Never pay anyone to check on a payment.