Flagstar Bank data breach settlement
Angus, et al. v. Flagstar Bank, N.A.
Also known as Flagstar data breach; Flagstar settlement; Angus v. Flagstar Bank; EisnerAmper
The lawsuit said Flagstar Bank failed to protect customer data in two 2021 data breaches.
Copied from the official notice. Last compared Nov 7, 2026.
- You could get
- About $60 Up to $25,000 for losses you can show with paperwork.
Source
“Up to $25,000 for losses; cash est. $60 (max $599)”
From the administrator site: Official FAQ. Last compared Nov 7, 2026.
- Payments
- Approved, not paid yet Court approved Oct 5, 2026. Has it paid yet? See payment status.
Source
“Settlement payments will be distributed as soon as possible if the Court grants final approval of the Settlement and after any appeals are resolved.”
From the administrator site: Official FAQ. Last compared Nov 7, 2026.
- Claims
- Closed Aug 11, 2026
Source
“The deadline to submit a Claim Form is August 11, 2026 (this is the last day to file online and the postmark deadline for mailed Claim Forms).”
From the administrator site: Official FAQ. Last compared Nov 7, 2026.
- Who can file
- U.S. person whose data was hit in Flagstar Bank's 2021 breaches
Source
“This Settlement Class includes (i) a Nationwide Settlement Class ... and (ii) a California Settlement Class ... Excluded from the Settlement Class are: (i) Flagstar, any entity in which Flagstar has a controlling interest, and Flagstar’s officers, directors, legal representatives, Successors, Subsidiaries, and assigns; (ii) any judge, justice, or judicial officer presiding over the Action and the members of their immediate families and judicial staff; and (iii) any individual who timely and validly opts out of the Settlement Class.”
From the court record: Final Approval Order and Judgment, E.D. Mich. 2:21-cv-10657, ECF No. 137 (filed 10/05/26; copy on the settlement site). Last compared Nov 7, 2026.
- Where
- Anywhere in the U.S.
Source
“Settlement Class: All persons in the United States whose personally identifying information (“PII”) was impacted by either or both of the two Data Breaches Flagstar experienced in 2021, as reflected in the Class List.”
From the court record: Final Approval Order and Judgment, E.D. Mich. 2:21-cv-10657, ECF No. 137 (filed 10/05/26; copy on the settlement site). Last compared Nov 7, 2026.
Quick answers
How much is the Flagstar Bank data breach settlement payout?
About $60. Up to $25,000 for losses you can show with paperwork.
Can I still file a claim for the Flagstar Bank data breach settlement?
No. Claims closed on Aug 11, 2026.
When is the Flagstar Bank data breach settlement payout date?
Court approved Oct 5, 2026.
Is the Flagstar Bank data breach settlement legit?
The settlement administrator (the company that handles claims) is Eisner Advisory Group, and the official site is www.flagstarsettlement.com. Real notices point there; if a link in a message goes anywhere else, do not use it.
The official site never asks you to pay to file.
Also ending this week
Related settlements
Confirm with the administrator before you act.
Case details
- Case
- Angus, et al. v. Flagstar Bank, N.A.
- Court
- U.S. District Court, Eastern District of Michigan, Southern Division
- Case number
- 2:21-cv-10657-MFL-DRG
- Administrator
- Eisner Advisory Group
- Official site
- www.flagstarsettlement.com
- Settlement fund
- $31,500,000
- Full payout terms
- Up to $25,000 for losses; cash est. $60 (max $599)Documented monetary losses up to $25,000; a residual cash payment estimated at $60 (pro rata, at most $599); three years of three-bureau credit monitoring; and for California residents a California Statutory Payment of up to $100. Benefits may be reduced pro rata if claims exceed the fund.
- Effort
- Easy, about 4 minutes
Other dates
- Opt-out (exclusion) deadline
- (passed) source document
- Objection deadline
- (passed) source document
- Final approval hearing
- (passed) source document
- Final approval granted
- From the court order we read.Final Approval Order and Judgment dated October 5, 2026 (ECF No. 137), read on the settlement site; the site gives the same date. Source: court record
The court’s exact words
All persons in the United States whose personally identifying information (“PII”) was impacted by either or both of the two Data Breaches Flagstar experienced in 2021, as reflected in the Class List.
Quoted from the official notice. Read the notice for the full definition.
Our notes: The two data breaches occurred at Flagstar Bank in January 2021 and December 2021. The class has a Nationwide Settlement Class (about 2.19 million people) and a California Settlement Class (about 364,000 people). Excluded: Flagstar and entities it controls, its officers, directors, legal representatives, successors, subsidiaries and assigns; judges presiding over the case and their families and staff; and opt-outs.
You may be included if you are in the U.S. and your personal information was impacted in either of Flagstar Bank's two 2021 data breaches.
It covers a California class for people who lived in California at the time of the breaches.
You are not included if you opted out, are Flagstar or its officer, director or legal representative, or the judge, their family or staff.
Sources and checks (4)
Every fact people act on was copied from the official source and compared with it. How we check
- Official FAQ administrator site
- Official settlement site home page (EisnerAmper) administrator site
- Claim portal page (read through the local scraper) administrator site
- Final Approval Order and Judgment, E.D. Mich. 2:21-cv-10657, ECF No. 137 (filed 10/05/26; copy on the settlement site) court record
What changedLast change Nov 4, 2026
- Corrected who may be included (the judge's immediate family, and Flagstar itself) per the official final approval order. source document
- Corrected who may be included (opt-outs, the California class and the judge and staff) per the official final approval order. source document
- Payment-status page created. The court granted final approval on October 5, 2026, and the administrator's FAQ says settlement payments will be distributed as soon as possible after final approval and after any appeals are resolved; no date is given. source document
Questions
I already filed. What now?
If your claim was filed on time and accepted, it is in the pool. The administrator pays, usually after final approval and any appeals. Contact the administrator with your claim ID if something looks wrong. Never pay anyone to check on a claim.