Carter Credit Union data breach settlement
Ellis, et al. v. Carter Credit Union d/b/a Carter Federal Credit Union
Also known as Carter FCU; Ellis v. Carter Credit Union; CCU Data Settlement; 662980-C
The lawsuit said a June 2025 cyberattack on Carter Credit Union accessed files with data such as SSNs.
Copied from the official notice. Last compared Nov 7, 2026.
- You could get
- $50 cash Up to $2,500 for losses you can show with paperwork.
Source
“A one-time $50.00 cash payment with no proof needed”
From the administrator site: Official long-form notice (PDF). Last compared Nov 7, 2026.
- You need
- No receipt needed Needs the code from your notice LoginID and PIN from your notice (to file online); without them, email info@CCUDataSettlement.com with your full name and mailing address Some paperwork: describes the claim form only
Source
“To start your online claim form, you must login with your LoginID and PIN. You can find your LoginID and PIN on the Notice that was sent to you. If you are unable to locate your ID and PIN, please contact us by emailing info@CCUDataSettlement.com ... Please request your LoginID and PIN by providing your full name and mailing address. ... You need to submit proof, like bank statements or receipts, to show how much you spent or lost. You can also provide notes or papers you made yourself to explain or support other proof, but those notes or papers alone are not enough to make a valid claim.”
From the administrator site: Official online claim form login page. Last compared Nov 7, 2026.
- Who can file
- PII compromised in Carter Credit Union's June 2025 data incident
Source
““All persons whose PII was compromised because of the Data Incident experienced by Defendant beginning on or about June 25, 2025.” ... Excluded from the Class are: (1) Carter Credit Union and its officers, directors, and related companies; (2) attorneys for the parties; and (3) the Judge in this case, and the Judge’s family and staff.”
From the administrator site: Official long-form notice (PDF). Last compared Nov 7, 2026.
- Where
- Anywhere in the U.S.
Source
“The court has defined the Class this way: “All persons whose PII was compromised because of the Data Incident experienced by Defendant beginning on or about June 25, 2025.””
From the administrator site: Official long-form notice (PDF). Last compared Nov 7, 2026.
- Time to file
- About 4 minutes
Source
Our estimate of how long the official claim form takes. The notice does not say.
From the official site: ccudatasettlement.com. Last compared Nov 7, 2026.
Free. The official site never charges.
Quick answers
How much is the Carter Credit Union data breach settlement payout?
$50 cash. Up to $2,500 for losses you can show with paperwork.
Where is the Carter Credit Union data breach settlement claim form?
On the official site, ccudatasettlement.com. Filing is free. The last day to file is Nov 19, 2026.
When will the Carter Credit Union data breach settlement pay?
Payment can only happen after the court gives final approval and any appeals are over.
The final approval hearing is set for Nov 30, 2026.
Is the Carter Credit Union data breach settlement legit?
The settlement administrator (the company that handles claims) is Simpluris, and the official site is ccudatasettlement.com. Real notices point there; if a link in a message goes anywhere else, do not use it.
The official site never asks you to pay to file.
Compare yourself to the official class definition
You may be included if your PII was compromised in Carter Credit Union's data incident that began on or about June 25, 2025.
You are not included if you are Carter Credit Union or its officers, directors or related companies, or an attorney for the parties.
You are not included if you are the judge in this case or the judge's family or staff.
Check each condition yourself. The boxes are only for you; nothing is sent or stored.
All persons whose PII was compromised because of the Data Incident experienced by Defendant beginning on or about June 25, 2025.
From the administrator site: Official long-form notice (PDF)
This checklist is for guidance only and can be wrong. Only the court's definition decides. Read the official wording before you file.
Official payout table
The amounts the settlement itself sets. We do not work out a personal amount.
| Option and condition | Amount |
|---|---|
| Alternative cash payment (instead of loss reimbursement)Set amount | $50 |
| Out-of-pocket losses you can show with paperworkThe most one claim can get | Up to $2,500 |
Take the $50 payment or loss reimbursement, not both. Losses need proof such as bank statements or receipts.
All Class Members are eligible to enroll in three years of CyEx Financial Shield Complete. ... If you incurred actual, documented out-of-pocket losses due to the Data Incident, you can get back up to $2,500.00. The losses must have occurred between June 25, 2025, and November 19, 2026, and must be fairly traceable to the Data Incident. ... Alternative Cash Payment. Instead of any other cash payment option, you may claim a one-time cash payment of $50.00.
From the administrator site: Official long-form notice (PDF)
Estimates can change with the number of valid claims and court deductions. Guidance only.
How to file
-
Find the code from your notice
- LoginID and PIN from your notice (to file online); without them, email info@CCUDataSettlement.com with your full name and mailing address
-
Gather what you need
No proof of purchase is required.
- For out-of-pocket losses: proof such as bank statements or receipts; notes you made yourself are not enough on their own
-
File online, or by mail
At ccudatasettlement.com, by Nov 19, 2026. Filing is free.
Or mail a paper claim form to:Carter Credit Union Data Incident Settlement, c/o Settlement Administrator, P.O. Box 25226, Santa Ana, CA 92799-9958
The deadline note says: “Online or by email by November 19, 2026 (filing online needs the LoginID and PIN from your notice), or by mail postmarked no later than November 19, 2026.” -
Save your confirmation
Keep your confirmation number or email. You do not need to file again.
Confirm with the administrator before you act.
After you file
Payment can only happen after the court gives final approval and any appeals are over.
The final approval hearing is set for Nov 30, 2026.
For context: First payments were issued 52 to 875 days after final approval, based on 15 settlements. Half were paid within 119 days. 1 of the 15 waited on appeals after approval.
Also ending this week
Related settlements
Case details
- Case
- Ellis, et al. v. Carter Credit Union d/b/a Carter Federal Credit Union
- Court
- 1st Judicial District Court, Parish of Caddo, for the State of Louisiana
- Case number
- 662980-C
- Administrator
- Simpluris
- Official site
- ccudatasettlement.com
- Full payout terms
- $50 cash, or up to $2,500 for documented lossesA one-time $50.00 cash payment with no proof needed, or instead up to $2,500.00 back for documented out-of-pocket losses that happened between June 25, 2025 and November 19, 2026. Three years of CyEx Financial Shield Complete credit monitoring may also be claimed.
- Effort
- Easy, about 4 minutes
Other dates
- Opt-out (exclusion) deadline
- (passed) source document
- Objection deadline
- (passed) source document
- Final approval hearing
- (ahead) source document
The court’s exact words
All persons whose PII was compromised because of the Data Incident experienced by Defendant beginning on or about June 25, 2025.
Quoted from the official notice. Read the notice for the full definition.
Our notes: The settlement concerns a targeted cyberattack on Carter Credit Union's computer systems in June 2025; per the notice, files that may have held names, addresses, Social Security numbers, driver's license and ID numbers, financial, medical and health insurance information and dates of birth were accessed. The class is all persons whose PII was compromised in the incident that began on or about June 25, 2025. Excluded: Carter Credit Union and its officers, directors and related companies; attorneys for the parties; and the judge in the case and the judge's family and staff. The opt-out and objection deadlines (October 20, 2026) have passed.
Sources and checks (5)
Every fact people act on was copied from the official source and compared with it. How we check
- Official settlement website home page administrator site
- Official long-form notice (PDF) administrator site
- Official FAQ page administrator site
- Official online claim form login page administrator site
- Official paper claim form (PDF) administrator site
What changedLast change Oct 29, 2026
- Page created. Claims open until November 19, 2026. source document
Questions
I already filed. What now?
Keep your confirmation number or email. You do not need to file again. Payment can only happen after the court gives final approval; once it does, the payment status page shows what is known.