American Express anti-steering settlement
Moskowitz v. American Express Co. (also called Oliver v. Amex)
Also known as Amex anti-steering; Amex antitrust
The lawsuit said Amex rules that stop stores steering shoppers to cheaper cards raised prices.
Copied from the official notice. Last compared Nov 7, 2026.
- You could get
- Equal share of $17.5M
Source
“This remaining amount will be divided into equal (or per capita) shares and paid to each valid claimant.”
From the administrator site: Official FAQs. Last compared Nov 7, 2026.
- Payments
- Approved, not paid yet Court approved Jul 7, 2026. Has it paid yet? See payment status.
Source
“Eligible Class Members will receive their payments after the Court grants final approval to the Settlement and any appeals are resolved. If there are appeals, resolving them can take time. Please be patient.”
From the administrator site: Official FAQs. Last compared Nov 7, 2026.
- Claims
- Closed May 19, 2026
Source
“you must complete and submit a valid Claim Form online HERE or by mail postmarked no later than May 19, 2026.”
From the administrator site: Official settlement site home page. Last compared Nov 7, 2026.
- Who can file
- Used an Illinois no-rewards card at listed stores, 2016 to 2022
Source
“You are in the Illinois non-rewards credit card class if you are a (natural) person who is a card account holder and: Your account billing address was in Illinois during January 29, 2016, to June 1, 2022, Your Visa, Mastercard, or Discover general purpose credit or charge card account does not offer credit card rewards or charge an annual fee, and You used, or allowed an authorized user to use, this credit or charge card account to purchase a good or service from a Qualifying Merchant in Illinois during January 29, 2016, to June 1, 2022. ... People who are currently Amex credit or charge card (including Amex co-branded cards) account holders or authorized users; People who were Amex credit or charge card account holders or authorized users in the included states during the applicable Class Periods; ... If you are not a Class Member in the Illinois non-rewards credit card class, you cannot file a claim, and you will not get any money from the Settlement .”
From the administrator site: Official FAQs. Last compared Nov 7, 2026.
- Where
- 8 states and D.C.: check yours
Source
“Your account address and the purchase made had to be in the same state and in Alabama, the District of Columbia, Maine, North Carolina, Oregon, or Utah from January 29, 2015, to June 1, 2022, or in Kansas, Illinois, or Mississippi from January 29, 2016, to June 1, 2022.”
From the administrator site: Official settlement site home page. Last compared Nov 7, 2026.
Quick answers
How much is the American Express anti-steering settlement payout?
Equal share of $17.5M.
Can I still file a claim for the American Express anti-steering settlement?
No. Claims closed on May 19, 2026.
When is the American Express anti-steering settlement payout date?
Court approved Jul 7, 2026.
Is the American Express anti-steering settlement legit?
The settlement administrator (the company that handles claims) is A.B. Data, and the official site is amexantitrust.com. Real notices point there; if a link in a message goes anywhere else, do not use it.
The official site never asks you to pay to file.
Also ending this week
Related settlements
Confirm with the administrator before you act.
Case details
- Case
- Moskowitz v. American Express Co. (also called Oliver v. Amex)
- Court
- U.S. District Court, Eastern District of New York
- Case number
- 1:19-cv-00566
- Administrator
- A.B. Data
- Official site
- amexantitrust.com
- Settlement fund
- $17.5 million
- Full payout terms
- Equal share of $17.5M after fees (Illinois class only)Equal (per capita) shares of the fund left after taxes, notice and administration costs, and court-approved fees, expenses and service awards, paid to each valid Illinois non-rewards credit card claimant.
- States
- Alabama, District of Columbia, Illinois, Kansas, Maine, Mississippi, North Carolina, Oregon, Utah
Other dates
- Objection deadline
- (passed) source document
- Final approval hearing
- (passed) source document
- Final approval granted
- From the court order we read.From the Final Approval Order (ECF 410) and Final Judgment (ECF 412), both filed July 7, 2026, read on the settlement site; the handwritten signing date did not read cleanly, so the file stamp is used. No appeal is mentioned on the site; the docket was not checked. Source: court record
The court’s exact words
You are included in the Settlement if you are in one or more of the nine debit card and three non-rewards credit card “Certified Classes.”
Quoted from the official notice. Read the notice for the full definition.
Our notes: Twelve certified classes are bound by the settlement: Visa or Mastercard debit card holders in Alabama, D.C., Illinois, Kansas, Maine, Mississippi, North Carolina, Oregon and Utah, and non-rewards Visa, Mastercard or Discover credit card holders in D.C., Kansas and Illinois, for purchases at 38 listed merchants in the same state as the billing address. Only the Illinois non-rewards credit card class (January 29, 2016 to June 1, 2022) can get money; all others get no payment.
You may be included if you used a Visa or Mastercard debit card, or a no-rewards credit card, at a listed store in a covered state.
It covers money only for the Illinois no-rewards Visa, Mastercard or Discover credit card class, Jan. 29, 2016 to June 1, 2022.
You are not included if you have an Amex card now, or had one in a covered state during the class period.
Sources and checks (5)
Every fact people act on was copied from the official source and compared with it. How we check
- Official settlement site home page administrator site
- Official FAQs administrator site
- Final Approval Order, E.D.N.Y. 1:19-cv-00566, ECF 410 (copy on the settlement site) court record
- Final Judgment, E.D.N.Y. 1:19-cv-00566, ECF 412 (copy on the settlement site) court record
- Claim form administrator site
What changedLast change Nov 4, 2026
- Payment-status page created. The court issued the Final Approval Order on July 7, 2026; the administrator says payments come after final approval and after any appeals are resolved, with no date given. source document
Questions
I already filed. What now?
If your claim was filed on time and accepted, it is in the pool. The administrator pays, usually after final approval and any appeals. Contact the administrator with your claim ID if something looks wrong. Never pay anyone to check on a claim.