Allstate Arizona property depreciation settlement
Hernandez v. Allstate Vehicle and Property Insurance Company
Also known as Allstate depreciation settlement; Esurance; Encompass Insurance; Arizona property insurance depreciation
The lawsuit claimed Allstate wrongly deducted nonmaterial depreciation from Arizona property claim payments.
Copied from the official notice. Last compared Nov 7, 2026.
- You could get
- 50% of withheld depreciation
Source
“50% of the net estimated Nonmaterial Depreciation that was withheld from ACV Payments and not subsequently paid”
From the administrator site: Official notice of class action settlement (PDF on official site). Last compared Nov 7, 2026.
- You need
- No receipt needed Needs the code from your notice Notice ID and Confirmation Code from your notice, if you have them; the online form also has an option for people without a notice Some paperwork: describes the claim form only
Source
“Insured First Name Insured Last Name Address of Insured Premises City State Zip Code Date of Loss Policy Number Claim Number ... If you had more than one Covered Loss during the Class Period (April 25, 2017, through October 1, 2026) then you will need to mail a separate Claim Form(s) for those losses ... provide a copy of any documentation you may have supporting the fact that you are the Legally Authorized Representative ... please provide the name and address of the contractor to whom the insurance claim was assigned and attach a copy of the assignment.”
From the administrator site: Official claim form (PDF on official site). Last compared Nov 7, 2026.
- Who can file
- Allstate-insured Arizona structure claim paid Apr 2017-Oct 2026
Source
““Class Period” means April 25, 2017, through October 1, 2026, and is determined by the date of the initial ACV Payment. ... Excluded from the Settlement Class are: (a) policyholders whose claims arose under labor permissive policy forms, i.e., those forms and endorsements expressly permitting the “depreciation” of “labor” within the text of the policy form; (b) policyholders who received one or more ACV Payments for a claim that exhausted the applicable limits of insurance; (c) policyholders whose claims were denied or abandoned without an ACV Payment; (d) Allstate and its officers and directors;”
From the administrator site: Official notice of class action settlement (PDF on official site). Last compared Nov 7, 2026.
- Where
- Arizona only
Source
“The Settlement Class includes: all policyholders, except for those listed in the Exclusions below, under any property insurance policy issued by Allstate, who made: (i) a Structural Loss claim for property located in the State of Arizona during the Class Period; (ii) where Allstate issued payment based on an Xactimate® estimate; and (iii) that resulted in an ACV Payment from which Nonmaterial Depreciation was withheld.”
From the administrator site: Official notice of class action settlement (PDF on official site). Last compared Nov 7, 2026.
- Time to file
- About 4 minutes
Source
Our estimate of how long the official claim form takes. The notice does not say.
From the official site: hernandezdepreciationsettlement.com. Last compared Nov 7, 2026.
Free. The official site never charges.
Quick answers
How much is the Allstate Arizona property depreciation settlement payout?
50% of withheld depreciation.
Where is the Allstate Arizona property depreciation settlement claim form?
On the official site, www.hernandezdepreciationsettlement.com. Filing is free. The last day to file is Jan 29, 2027.
Open the claim form on www.hernandezdepreciationsettlement.com
When will the Allstate Arizona property depreciation settlement pay?
Payment can only happen after the court gives final approval and any appeals are over.
The final approval hearing is set for Dec 15, 2026.
Is the Allstate Arizona property depreciation settlement legit?
The settlement administrator (the company that handles claims) is Angeion, and the official site is www.hernandezdepreciationsettlement.com. Real notices point there; if a link in a message goes anywhere else, do not use it.
The official site never asks you to pay to file.
Compare yourself to the official class definition
You may be included if Allstate made an actual cash value payment on your Arizona structure claim from April 25, 2017 to October 1, 2026.
It covers payments based on an Xactimate estimate from which Nonmaterial Depreciation was withheld.
You are not included if your policy form allowed labor depreciation, your payments used up the policy limits, or the claim was denied.
Check each condition yourself. The boxes are only for you; nothing is sent or stored.
The Settlement Class includes: all policyholders, except for those listed in the Exclusions below, under any property insurance policy issued by Allstate, who made: (i) a Structural Loss claim for property located in the State of Arizona during the Class Period; (ii) where Allstate issued payment based on an Xactimate® estimate; and (iii) that resulted in an ACV Payment from which Nonmaterial Depreciation was withheld.
From the administrator site: Official notice of class action settlement (PDF on official site)
This checklist is for guidance only and can be wrong. Only the court's definition decides. Read the official wording before you file.
How to file
-
Find the code from your notice
- Notice ID and Confirmation Code from your notice, if you have them; the online form also has an option for people without a notice
-
Gather what you need
No proof of purchase is required.
- The insured's name, the insured property address, date of loss, Allstate policy number and claim number
- A separate claim form for each covered loss
- If it applies: a copy of a contractor assignment, or proof you are the legally authorized representative
-
File online, or by mail
At www.hernandezdepreciationsettlement.com, by Jan 29, 2027. Filing is free.
Or mail a paper claim form to:Allstate Hernandez Depreciation Settlement, Attn: Claim Form, 1650 Arch Street, Suite 2210, Philadelphia, PA 19103
The deadline note says: “Online before midnight Mountain Standard Time on January 29, 2027, or by mail postmarked no later than January 29, 2027.” -
Save your confirmation
Keep your confirmation number or email. You do not need to file again.
Confirm with the administrator before you act.
After you file
Payment can only happen after the court gives final approval and any appeals are over.
The final approval hearing is set for Dec 15, 2026.
For context: First payments were issued 52 to 875 days after final approval, based on 15 settlements. Half were paid within 119 days. 1 of the 15 waited on appeals after approval.
Also ending this week
Related settlements
Case details
- Case
- Hernandez v. Allstate Vehicle and Property Insurance Company
- Court
- Superior Court of the State of Arizona in and for the County of Mohave
- Case number
- CV-2026 00048
- Administrator
- Angeion
- Official site
- www.hernandezdepreciationsettlement.com
- Full payout terms
- 50% of withheld depreciation, plus 10% yearly interest50% of the net estimated Nonmaterial Depreciation withheld from ACV payments and not later paid, plus simple interest at 10% a year from the initial ACV payment; class members who already recovered all depreciation get a one-time payment of $10 to $360. Allstate pays fees and administration separately.
- Effort
- Easy, about 4 minutes
- States
- Arizona
Other dates
- Opt-out (exclusion) deadline
- (ahead) source document
- Objection deadline
- (ahead) source document
- Final approval hearing
- (ahead) source document
The court’s exact words
The Settlement Class includes: all policyholders, except for those listed in the Exclusions below, under any property insurance policy issued by Allstate, who made: (i) a Structural Loss claim for property located in the State of Arizona during the Class Period; (ii) where Allstate issued payment based on an Xactimate® estimate; and (iii) that resulted in an ACV Payment from which Nonmaterial Depreciation was withheld.
Quoted from the official notice. Read the notice for the full definition.
Our notes: Per the notice, the class is policyholders of Allstate property insurance (Allstate Vehicle and Property, Allstate Insurance, Esurance Property and Casualty, Allstate Indemnity, Allstate Property and Casualty, the Encompass companies and North Light Specialty) who made a Structural Loss claim for a home, building, manufactured home, condo, rental dwelling or other structure in Arizona, paid on an Xactimate estimate with an actual cash value (ACV) payment from which Nonmaterial Depreciation was withheld. The Class Period, April 25, 2017 through October 1, 2026, is set by the date of the initial ACV payment. Excluded: claims under labor-permissive policy forms, claims whose ACV payments exhausted the policy limits, claims denied or abandoned without an ACV payment, Allstate and its officers and directors, the judiciary assigned to the case and their families, and Class Counsel. Read the notice for the full definition.
Sources and checks (4)
Every fact people act on was copied from the official source and compared with it. How we check
- Official notice of class action settlement (PDF on official site) administrator site
- Official claim form (PDF on official site) administrator site
- Official online claim form (login screen text) administrator site
- Official settlement website home page administrator site
What changedLast change Oct 27, 2026
- Page created. Claims open until January 29, 2027. source document
Questions
I already filed. What now?
Keep your confirmation number or email. You do not need to file again. Payment can only happen after the court gives final approval; once it does, the payment status page shows what is known.
Opting out
To leave the settlement and keep your right to sue on your own, follow the official notice by Nov 16, 2026. If you opt out, you get no payment. Opting out and objecting have separate rules; we cannot tell you which is right for you.