700Credit data breach settlement
In re 700Credit Data Security Litigation
Also known as 700 Credit; 700Dealer.com; 25-cv-13747
The lawsuit said 700Credit failed to protect personal data in a data incident found around October 2025.
Copied from the official notice. Last compared Nov 4, 2026.
- You could get
- About $50 Up to $2,500 for losses you can show with paperwork.
Source
“Up to $2,500 for documented losses, or about $50”
From the administrator site: Official settlement site home page. Last compared Nov 4, 2026.
- Payments
- Approved, not paid yet Court approved Oct 9, 2026. Has it paid yet? See payment status.
Source
“If you submit a timely and valid Claim Form, Settlement Class Member Benefits will be provided after the Settlement is approved by the Court and becomes final. It may take time for the Settlement to be approved and become final. Please be patient and check this website for updates.”
From the administrator site: Official FAQ. Last compared Nov 4, 2026.
- Claims
- Closed Sep 22, 2026
Source
“Your Claim Form must be submitted online here by September 22, 2026, or mailed to the Settlement Administrator at the address on the Claim Form, postmarked by September 22, 2026.”
From the administrator site: Official FAQ. Last compared Nov 4, 2026.
- Who can file
- Sent a notice about the 700Credit data incident
Source
“Excluded from the Settlement Class are: (1) all persons who are directors, officers, and agents of Defendant, or their respective subsidiaries and affiliated companies; (2) governmental entities; (3) the Judge assigned to the Action, that Judge’s immediate family, and Court staff; and (4) all Settlement Class Members who properly and timely opted-out of the Settlement.”
From the court record: Final Judgment and Order Granting Final Approval, E.D. Mich. No. 25-cv-13747 (dated October 9, 2026; copy on the settlement site). Last compared Nov 4, 2026.
- Where
- Anywhere in the U.S.
Source
“All living individuals residing in the United States who were sent a notice of the Data Incident indicating their Private Information may have been impacted in the Data Incident.”
From the court record: Final Judgment and Order Granting Final Approval, E.D. Mich. No. 25-cv-13747 (dated October 9, 2026; copy on the settlement site). Last compared Nov 4, 2026.
Quick answers
How much is the 700Credit data breach settlement payout?
About $50. Up to $2,500 for losses you can show with paperwork.
Can I still file a claim for the 700Credit data breach settlement?
No. Claims closed on Sep 22, 2026.
When is the 700Credit data breach settlement payout date?
Court approved Oct 9, 2026.
Is the 700Credit data breach settlement legit?
The settlement administrator (the company that handles claims) is Epiq, and the official site is www.700creditdatabreachsettlement.com. Real notices point there; if a link in a message goes anywhere else, do not use it.
The official site never asks you to pay to file.
Also ending this week
Related settlements
Confirm with the administrator before you act.
Case details
- Case
- In re 700Credit Data Security Litigation
- Court
- U.S. District Court, Eastern District of Michigan, Southern Division
- Case number
- 25-cv-13747
- Administrator
- Epiq
- Official site
- www.700creditdatabreachsettlement.com
- Settlement fund
- $17,500,000
- Full payout terms
- Up to $2,500 for documented losses, or about $50
Other dates
- Opt-out (exclusion) deadline
- (passed) source document
- Objection deadline
- (passed) source document
- Final approval hearing
- (passed) source document
- Final approval granted
- From the court order we read.From the signed Final Judgment and Order (dated October 9, 2026), read on the copy posted on the settlement site; the site's Current Status also gives October 9, 2026. Source: court record
The court’s exact words
All living individuals residing in the United States who were sent a notice of the Data Incident indicating their Private Information may have been impacted in the Data Incident.
Quoted from the official notice. Read the notice for the full definition.
You may be included if you live in the U.S. and were sent a notice that your data may have been impacted in the 700Credit data incident.
You are not included if you are a 700Credit director, officer or agent, a government entity, the judge, the judge's family or court staff.
Sources and checks (3)
Every fact people act on was copied from the official source and compared with it. How we check
- Official settlement site home page administrator site
- Official FAQ administrator site
- Final Judgment and Order Granting Final Approval, E.D. Mich. No. 25-cv-13747 (dated October 9, 2026; copy on the settlement site) court record
What changedLast change Nov 4, 2026
- Payment-status page created. The court granted final approval on October 9, 2026, and the administrator's FAQ says benefits will be provided after the settlement is approved and becomes final, with no payment date given. source document
Questions
I already filed. What now?
If your claim was filed on time and accepted, it is in the pool. The administrator pays, usually after final approval and any appeals. Contact the administrator with your claim ID if something looks wrong. Never pay anyone to check on a claim.