The CFPB said FirstCash made pawn loans to servicemembers and families that broke the Military Lending Act.

Copied from the official notice. Last compared Nov 7, 2026.

Payments

Not yet. Here is what the administrator says:

Source

The administrator’s statement is quoted in full on this page.

From the administrator site: Official FAQ. Last compared Nov 7, 2026.

Court approved

Jul 11, 2025From the court order we read.

Source

“SO ORDERED on this 11th day of July 2025.”

From the court record: Stipulated Final Judgment and Order, CFPB v. FirstCash, N.D. Tex. No. 4:21-cv-01251-P, Dkt. 134 (hosted by Simpluris for the official site). Last compared Nov 7, 2026.

Claims

No claim form needed

Source

“Submit a payment election form online within 30 days of receipt of a redress notice in the mail ... Submit a payment election form by mail within 30 days of receipt of a redress notice in the mail ... Submit a payment election form via email within 30 days of receipt of a redress notice in the mail ... If you do nothing, a payment will be sent by paper check and mailed to you.”

From the administrator site: Official redress website home page. Last compared Nov 7, 2026.

Typical amount

120% of fees paid

Source

“120% of fees paid, or fees plus principal if not redeemed”

From the court record: Stipulated Final Judgment and Order, CFPB v. FirstCash, N.D. Tex. No. 4:21-cv-01251-P, Dkt. 134 (hosted by Simpluris for the official site). Last compared Nov 7, 2026.

The Settlement requires the Bureau and FirstCash to undertake several steps to determine who is eligible for Settlement payments. That process is ongoing. Please check this website for updates.

The court approved the settlement on Jul 11, 2025. That was 485 days ago.

Tell me when this changes

Email address

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Email only, about this settlement only. We never give your email to law firms or claim services. You confirm by email first, and every message has a one-click unsubscribe.

Where it stands

1. No claim form needed
2. Court approved Jul 11, 2025 (current stage)
3. Distribution ordered
4. Payments issued

We do not promise a payment date. This page shows only what the court and the settlement administrator (the company that handles claims) have said. Full facts and deadlines are on the settlement page.

Confirm with the administrator before you act.

How long payment has taken in other cases

First payments were issued 52 to 875 days after final approval, based on 15 settlements. Half were paid within 119 days. 1 of the 15 waited on appeals after approval.

This is a small sample and a pattern, not a prediction. Your settlement can be faster or slower. This one is at day 485 since approval.

What would change this

• The administrator posts a payment date or says payments have started.
• The court issues a distribution order.
• Someone appeals the approval, which can delay payment.
• A court order changes the amount or the schedule.

Tell me when this changes

How we’ll update

We change the status only when the administrator makes a statement or the court issues an order. We look at the official site and the court docket regularly. Every change is dated in the update log on the settlement page. Last change: Oct 31, 2026.

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From the court record

Final approval granted	Jul 11, 2025 Source: court record From the court order we read.Date the court entered the Stipulated Final Judgment and Order (Dkt. 134, filed 07/11/25, 'SO ORDERED on this 11th day of July 2025', Judge Mark T. Pittman), read on the copy posted on the official site. It is a consent judgment in a CFPB case, not approval of a class settlement.
Distribution order	not stated

Questions

Is this settlement legitimate?

The administrator is Simpluris, and the official site is www.firstcashsettlement.com. Real notices point there; if a link in a message goes anywhere else, do not use it.

The official site never asks you to pay to file.

How to check a notice or a text

Who is covered?

Who is covered: no state limit is stated; the class is defined by who was affected, not by where you live.